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Navigating Long-Term Care Insurance

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Long-Term Care Insurance (LTCI) is one of many different ways individuals can help pay for their long-term care needs later in life. Often a LTCI policy is purchased years before the individual needs to make a claim on the policy or use the policy benefits. When it is time to make a claim, some may find it challenging to understand and interpret their LTCI policies. Policies are filled with complex terminology and confusing terms and conditions. To help individuals navigate their LTCI policies better, Home Instead, Inc. has developed an educational guide. This guide aims to provide information to help you:

  • Learn an overview of LTCI
  • Gain a better understanding of policy benefits
  • Determine care needs
  • Discover tips to initiate a claim
  • Find resources for family caregivers
  • Consider ways caregivers can start planning for their own long-term care needs

Download your free copy of the guide “Navigating Long-Term Care Insurance” and contact your local Home Instead Senior Care® franchise office if you would like to start using your LTCI home care benefit.

To learn more about other ways to pay for long-term care, download a free copy of the Home Care Funding Solutions guide or watch the “Financing Options for Care” video.

Last revised: May 1, 2018

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